Which of the following are the main causes of individual poverty?

(A) Social exclusion
(B) Indebtedness
(C) Economic and political equality
(D) Unemployment

Choose the correct answer from the options given below:

(A), (B) and (D) only

The correct answer is Option (4) → (A), (B) and (D) only

Here's why:

• (A) Social exclusion: This refers to situations where individuals or groups are denied full participation in economic, social, and political life due to factors like discrimination, lack of access to education and healthcare, and limited social networks.

• (B) Indebtedness: Excessive debt, whether from loans, microfinance, or other sources, can trap individuals in a cycle of poverty, making it difficult to meet basic needs and escape financial hardship.

• (D) Unemployment: Lack of employment opportunities or underemployment significantly impacts an individual's ability to earn income and escape poverty.

(C) Economic and political equality: This statement does not represent a cause of poverty; rather, economic and political equality are goals that can help alleviate poverty.