Select the option that expresses the given sentence in reported speech.

She said, “It is too good to be true.”

She said that it was too good to be true.

The correct option is:

She said that it was too good to be true.

The other options are incorrect because they do not follow these rules:

• She said it were too good to be true. - This sentence uses the subjunctive mood for "were," which is not necessary in reported speech.
• She is saying that it is too good to be true. - This sentence uses the present tense for the reporting verb "is saying," which is incorrect in reported speech.
• She says that it is too good to be true. - This sentence uses the present tense for the reporting verb "says," which is incorrect in reported speech.