Which one among the following schemes was introduced by the Government of India with the objective of universal access to banking facilities, for all households across the country, through a bank branch, or a fixed point business correspondent within a reasonable distance?

Pradhan Mantri Jan Dhan Yojana

The correct answer is Option (4) → Pradhan Mantri Jan Dhan Yojana

The scheme introduced by the Government of India with the objective of universal access to banking facilities for all households is: Pradhan Mantri Jan Dhan Yojana

Reason:

• Launched in 2014
• Aimed at ensuring financial inclusion
• Provides access to bank accounts, savings, remittances, credit, insurance, and pension
• Banking access through bank branches or Business Correspondents (BCs) within reasonable distance