Electronic transfer of money in terms of credit/debit entries of the account-holders in the banks is called _____.

e-banking.

The correct answer is Option (4) → e-banking.

The electronic transfer of money in terms of credit/debit entries of the account-holders in the banks is called e-banking.  E-banking (or electronic banking) is the process of conducting financial transactions and other banking activities through electronic channels, such as the internet (online banking) or mobile apps (mobile banking). This includes services like electronic fund transfers, checking account balances, paying bills, and managing investments, all of which are performed through credit and debit entries to a user's account.