Select the most appropriate one-word substitution for the given group of words.

A person without training or experience in a skill or subject.

Novice

The most appropriate one-word substitution for the given group of words is novice.

• Novice means a person who is new to a skill or subject and has little or no experience.
• Naive means lacking in experience, judgment, or sophistication.
• Calligrapher means a person who writes in a beautiful and decorative way.
• Insolvent means unable to pay debts as they fall due.