Non-institutional source of rural credit - Money lenders, Traders and Commission agents, Landlords and Relatives etc.
Cooperative credit society helps in advancing loans at a low interest rate to the farmers.
NABARD was set up in 1982 as an apex body to coordinate activities of all institutions.
Self-Help Groups (henceforth SHGs) have emerged to fill the gap in the formal credit system because the formal credit delivery mechanism has not only proven inadequate but has also not been fully integrated into the overall rural social and community development.