Which among the following statements is NOT correct for the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana?
Answer & explanation
Correct answer: option 1
The correct answer is Option (1) → It provides one-time health cover of Rs. 3 lakh per family for secondary and tertiary care hospitalization to poor and vulnerable sections of the population.
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), launched on 23 September 2018, is a government-funded health assurance scheme that pays for cashless hospital treatment of poor and vulnerable families at public and empanelled private hospitals.
Option (1) It provides one-time health cover of Rs. 3 lakh per family for secondary and tertiary care hospitalization to poor and vulnerable sections of the population. — Not true of the scheme (Correct). The cover is Rs. 5 lakh per family every year, not a one-time cover of Rs. 3 lakh.
Option (2) It includes 3 days of pre-hospitalization and 15 days of post-hospitalization expenses. — True of the scheme (Incorrect). Tests and medicines for up to 3 days before and 15 days after the hospital stay are paid for.
Option (3) There is no cap on family size, age or gender to ensure all members of the beneficiary families are covered. — True of the scheme (Incorrect). Every member of an eligible family is covered, however large the family.
Option (4) The benefits are portable across the country. — True of the scheme (Incorrect). A beneficiary can be treated at any empanelled hospital anywhere in India, not only in the home state.