Government of India has launched multiple schemes to aid farmers all over the country. Out of the following, which schemes are NOT specific to the farmers?
(A) Pradhan Mantri Fasal Bima Yojana
(B) MUDRA
(C) National Urban Mission
(D) The Mahatma Gandhi National Rural Employment Guarantee Act
Choose the correct answer from the options given below:
Answer & explanation
Correct answer: option 4
The correct answer is Option (4) → (B) and (D) only
Note: The given answer is as per the official NTA Answer Key. However, the question can have more than one correct answer, i.e. both Option (3) and Option (4), as explained below.
(A) Pradhan Mantri Fasal Bima Yojana Specific to farmers (Incorrect). It is the first of the schemes that may provide unified help to farmers all over the country.
(B) MUDRA Not specific to farmers (Correct). MUDRA was floated to generate employment and self-employment and to support all sections of society, including the marginalised; it is not a scheme for farmers alone.
(C) National Urban Mission Can be read both ways. The National Urban Mission is named in the same line as the Fasal Bima Yojana, Gram Uday se Bharat Uday Abhiyan and Kisan Credit Card, as one of the schemes that may provide unified help to farmers; read this way, it is not one of the schemes asked for, which gives Option (4). By its name, however, it is meant for towns and cities, not specifically for farmers; read this way, (C) is also not specific to farmers, which gives Option (3).
(D) The Mahatma Gandhi National Rural Employment Guarantee Act Not specific to farmers (Correct). It is the state’s initiative to tackle hunger and starvation in rural areas by giving work; it covers rural households in general, not farmers only.
Option (1) (A) and (B) only and Option (2) (A) and (D) only — Incorrect. Both include (A) Pradhan Mantri Fasal Bima Yojana, which is specific to farmers.
Option (3) (B) and (C) only — Can also be considered correct. MUDRA supports all sections of society, and the National Urban Mission, as its name shows, is meant for towns and cities, not for farmers.
Option (4) (B) and (D) only — Correct as per NTA. The National Urban Mission is listed among the schemes that may help farmers, so MUDRA and the Mahatma Gandhi National Rural Employment Guarantee Act are the two not specific to farmers.
Tip for students: Judge a scheme by the list it is named in, not by its name alone: the National Urban Mission is named among the schemes that may help farmers, so mark (B) and (D).
NCERT (2025-26): “4.6 Globalisation, Liberalisation, and Rural Society … Many farmers, who have committed suicide were marginal farmers, who were attempting to increase their productivity, primarily by practising Green Revolution methods. However, undertaking such production meant facing several risks: the cost of production has increased tremendously due to a decrease in agricultural subsidies, the markets are not stable, and many farmers borrow heavily in order to invest in expensive inputs and improve their production. Suicides of farmers is basically associated with debt, as well as, natural disasters, resulting in the failure of agricutural produce. Pradhan Mantri Fasal Bima Yojana, Gram Uday se Bharat Uday Abhiyan, National Urban Mission, National Mission for Sustainable Agriculture and Kisan Credit Card, etc., are some of the schemes of the Government of India, which may provide unified help to farmers all over the country. These schemes are also helpful in providing quality life to rural India.…” “5.3 How People Find Jobs … Recently the Government of India floated many schemes, such as ‘MUDRA’, ‘Aatmanirbhar Bharat’ and ‘Make in India’ in order to generate employment and self-employment to support all sections including the marginalised section of the society, like SC, ST and other backward classes. These are positive signs for creating economic potential amongst the demographic dividend of India.…” “2.2 Size and Growth of India’s Population … Substantial improvements in the productivity of Indian agriculture (specially through the expansion of irrigation); improved means of communication; and more vigorous relief and preventive measures by the state have all helped to drastically reduce deaths from famine. Nevertheless, starvation deaths are still reported from some backward regions of the country. The Mahatma Gandhi National Rural Employment Guarantee Act is the latest state initiative to tackle the problem of hunger and starvation in rural areas.…” |