Match List-I with List-II:List-IList-II(A) NABARD(I) Function like mi…

Match List-I with List-II:

List-I	List-II
(A) NABARD	(I) Function like mini banks through a micro-credit system
(B) Regional rural banks	(II) Part of the multi-agency institutional structure of rural banking
(C) Kudumbashree thrift and credit society	(III) A small savings bank for poor women started in 1995 in Kerala
(D) Farm Women’s Groups under TANWA	(IV) Apex body to coordinate all institutions in the rural financing system

Choose the correct answer from the options given below:

Answer & explanation

Correct answer: option 3

The correct answer is Option (3) → (A)-(IV), (B)-(II), (C)-(III), (D)-(I)

All four are credit bodies of rural India, but each does a different job.

List-I	List-II	Reason
(A) NABARD	(IV) Apex body to coordinate all institutions in the rural financing system	NABARD sits at the top and coordinates the others.
(B) Regional rural banks	(II) Part of the multi-agency institutional structure of rural banking	RRBs are one of the four institutions of rural banking.
(C) Kudumbashree thrift and credit society	(III) A small savings bank for poor women started in 1995 in Kerala	It began in 1995 to encourage savings by poor women.
(D) Farm Women’s Groups under TANWA	(I) Function like mini banks through a micro-credit system	These groups save together and lend like mini banks.

NCERT (2026-27): “5.3 Credit and Marketing in Rural Areas … Later, the National Bank for Agriculture and Rural Development (NABARD) was set up in 1982 as an apex body to coordinate the activities of all institutions involved in the rural financing system. The Green Revolution was a harbinger of major changes in the credit system as it led to the diversification of the portfolio of rural credit towards production-oriented lending. The institutional structure of rural banking today consists of a set of multi-agency institutions, namely, commercial banks, regional rural banks (RRBs), cooperatives and land development banks. They are expected to dispense adequate credit at cheaper rates. …”

“Box 5.1: The Poor Women’s Bank ‘Kudumbashree’ is a women-oriented community-based poverty reduction programme being implemented in Kerala. In 1995, a thrift and credit society was started as a small savings bank for poor women with the objective to encourage savings. …”

“Box 5.2: Tamil Nadu Women in Agriculture (TANWA) … Many other Farm Women’s Groups are creating savings in their group by functioning like mini banks through a micro-credit system. …”