Read the following passage and answer the question :

A cashless society describes an economic state where by financial transactions are not  connected with money in the form of physical bank notes or coins but rather through the transfer of digital information between the transaction parties. In India Government has been consistently investing in various reforms for greater financial inclusion. During the least few year an initiatives such as Jan Dhan accounts, Adhar enabled payment system, e-wallets, National Financial switch and others have strengthened the Government resolve to go cashless. Today, financial inclusion is seen as a realistic dream.

Which among the following is not money ?

Cash memo

The correct answer is option (4) : Cash memo

In the context of the passage, money refers to any medium of exchange that is widely accepted in transactions involving goods and services. Based on this understanding, a "Cash memo" is not considered money; rather, it is a document used in retail stores or businesses as a proof of purchase. It serves as a record of the transaction and lists the items bought, their quantities, and the prices.

E-wallets, cheques, and debit cards all function as mediums of exchange and can be used to make purchases. They may also hold stored value and be used to track transactions.