....................are especially interested in the average payment period, since it provides them with a sense of the bill-paying patterns of the firm.
Answer & explanation
Correct answer: option 3
The correct answer is Option (3) → Lenders and suppliers
The average payment period shows how many days the firm takes to pay its trade payables, so it is watched by those who give the firm credit — lenders and suppliers.
NCERT (2026-27 edition):
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