Under which of the following schemes the people of India were encouraged to open "Bank accounts"?

Pradhan Mantri Jan-Dhan Yojana

From 2014, a scheme called Pradhan Mantri Jan-Dhan Yojana is available in which people in India are encouraged to open bank accounts. Besides promoting savings habit, this scheme intends to transfer all the benefits of government schemes and subsidies to account holders directly. Each bank account holder is also entitled to Rs. 1- 2 lakh accidental insurance cover.