__________ of rural settlements develops on the cross-roads.

The correct answer is Option (3) → Cruciform pattern

T-shaped, Y-shaped, Cross-shaped or cruciform settlements: T -shaped settlements develop at tri-junctions of the roads (T ) while -shaped settlements emerge as the places where two roads converge on the third one and houses are built along these roads. Cruciform settlements develop on the cross-roads and houses extend in all the four direction.