Which of the following pairs of a scheme or body and its feature is correctly matched?
Answer & explanation
Correct answer: option 2
The correct answer is Option (2) → Jan-Dhan Yojana – no need to keep a minimum bank balance
Jan-Dhan accounts are open to all adults, and there is no need to keep a minimum balance.
Option (1) Saansad Adarsh Gram Yojana – each farmer adopts a village — Incorrect. Under SAGY, Members of Parliament develop a village.
Option (2) Jan-Dhan Yojana – no need to keep a minimum bank balance — Correct. This is a feature of Jan-Dhan accounts.
Option (3) Kudumbashree – a programme of Tamil Nadu — Incorrect. Kudumbashree is run in Kerala.
Option (4) e-NAM – a portal launched by a state government — Incorrect. e-NAM was launched by the Union Government in 2016.
NCERT (2026-27): “… To improve the situation, In recent years, all the adults are encouraged to open bank accounts as a part of a scheme known as Jan-Dhan Yojana. Those bank account holders can get Rs. 1-2 lakh accidental insurance coverage and overdraft facilities for Rs. 10,000 and get their wages if they get any government-related jobs and works under MNREGA (now known as Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission [Gramin] [VB-G RAM G]); old age pension and other social security payments of the government are transferred to bank accounts. There is no need to keep minimum bank balance. This has led to more than 50 crore people opening bank accounts; indirectly it has promoted thrift habit and efficient allocation of financial resources particularly in rural areas. …” “Work These Out … Most small towns have regulated market yards. Farmers can go to these markets and sell their produce. They can also store their goods in the yard. In 2016, Union Government launched a portal named e-National Agriculture Market (e-NAM), and a Pan-India online portal by connecting mandis and RMYs. …” |